Below you will find a few examples of the questions we answer for you in our one-on-one Medicare education sessions.
What is the difference between traditional Medicare and Medicare Advantage?
The difference is extremely broad and includes who manages your care, where you can receive care, what doctors you can see, how you finance your care, what drugs are available to you, what additional benefits are available to you - these difference in these two types of Medicare plans is night and day.
Where can I use my Medicare benefits?
The answer to this question depends on the type of plan you elect and whether you are inside or outside of the United States.
What will my Medicare costs be?
Again, the answer to this question depends on the plan you elect at your initial enrollment. For example, after an emergent hospitalization your costs could be substantial enough to bankrupt the average individual or they could be zero.
What are my Long-Term Care Options?
Medicare does not cover long-term care and this is a must-know piece of information which will help you financially position yourself or your loved ones in the event of a long-term care scenario.
How does Medicare Work for Military Retirees?
Receive information on what is covered and how that coverage works with the Veterans Administration Health System.
What are the Financial Penalties Associated with Medicare?
We tell you how to avoid a number of penalties imposed by Medicare for various situations regarding enrollment.
What is Medicare Supplemental Insurance?
We teach you all about Medicare supplemental insurance and why you may need to consider purchasing it.
What is a Medicare Asset Protection Trust?
A Medicare Asset Protection Trust (MAPT) is something that you should absolutly know about and understand if there is a chance that your or a loved one will require long-term care placement.
What is a Medicare Sales Representative?
An individual who is licensed to sell Medicare Advantage plans to potential Medicare enrollees and stands to profit from consumers electing to purchase Medicare Advantage vs. Original Medicare. We provide you the unbiased information on Medicare plan sales - this is MUST KNOW information. We have no opinion on which Medicare plan you eventually decide to enroll in, but we believe the consumer that makes the best choice is the informed consumer who has received unbiased information.
Should I be wary of "Medicare Educators" or "Medicare Sales Reps" who target you with the phrase "No Cost To You"?
Yes you should. If something sounds too good to be true, it's too good to be true. Individuals who work at "no cost to you" or "for free" are actually working for some organization which pays them for enrolling you in a Medicare plan that they promote; they are beholden to their employer and not to you. You should not trust the future of your health, or the health of a loved one, to a paid Medicare representative or an insurance salesman. We are not affiliated with Medicare and we do not sell health insurance. You don't have to take our word for it though, you can book an education session with us and then speak with a Medicare sales representative - you will see the difference immediatly.